What is Terms of service?
Terms of service (commonly abbreviated as ToS or TOS) are rules which one must agree to abide by in order to use a service. Unless in violation of consumer protection laws, such terms are usually legally binding. Terms of Service can also be referred to as Terms of Use or sometimes merely a Disclaimer, especially regarding the use of websites.
Certain websites are noted for having carefully designed terms of service, particularly eBay and PayPal, which need to maintain a high level of community trust because of transactions involving money. Terms of service can cover a range of issues, including acceptable user behavior online, a company's marketing policies, and copyright notices. Some organizations, such as Yahoo!, can change their terms of service without notice to the user base.
A ToS violation can result in myriad consequences towards those who are guilty depending on the service and the severity of the violation. Most organizations reserve the right to restrict a user's access to the service if they violate the terms in the agreement. In more serious cases, the user will have his or her account terminated.
What is Privacy policy?
A privacy policy is a legal document that discloses some or all of the ways a party gathers, uses, discloses and manages a customer's data. The exact contents of a privacy policy will depend upon the applicable law and may need to address the requirements of multiple countries or jurisdictions. While there is no universal guidance for the content of specific privacy policies, a number of organizations provide example forms or online wizards.
So what do you do if you have just started out as an entrepreneur of your website and want a ToS/PP of your own? I checked onto links on Google which gave me what I really wanted. A Terms of Service Generator! Some of the links have been provided here, Check them out.
There are many more...you can search them in GOOGLE.
Source: en.wikipedia.org
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